If you go to their website it is even more misleading. Why do they use the term “earnings” and not cash back? Wow! 5% earning on my first $5k in purchases and 2% after that. Here is how to card is advertised in the mailer: The other day I received a mailer for the GM Buy Power Card. Links in this post may provide us with a commission. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Miles to Memories and CardRatings may receive a commission from card issuers. Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products.